金融英语

出版时间：2006-8  出版社：复旦大学出版社  作者：刘文国  页数：350  
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内容概要

　　本书采用国际化的视野和金融学教学的最新要求，以全面、简洁、实用为标准，通过1 8个章节展开阐述，涵盖了金融学的主要方面．从金融职业员工应具备的技能开始，介绍了金融的基本概念，如外汇汇率、利率、货币和银行、货币市场、筹资、财务报表、证券投资、债券、共同基金、证券交易所、期权期货、保险、国际金融组织和机构等。各章后还有词汇与表达法、注释、练习以及补充阅读文献，十分便于读者自学和课堂教学选用。　　本书内容新颖实用，适合大专院校的金融、保险和投资专业学生使用，也可作为金融行业从业人员提高英语水平的培训教材。

书籍目录

CONTENTS　 Chapter 1 Careers in Finance　 New Words and Expressions　 Notes　 Exercises　 Reading Materials: Careers in Corporate Finance　 Chapter 2 Money and Banks　 New Words and Expressions　 Notes　 Exercises　 Reading Materials:Deposit Insurance and Bank Failures　 Seigniorage　 Chapter 3 Interest Rate and Exchange Rate　 New Words and Expressions　 Notes　 Exercises　 Reading Materials:Factors Affecting Interest Rate Policy　 The Need for Currency Exchange　 Chapter 4 Money Market　 New Words and Expressions　 Notes　 Exercises　 Reading Materials:Money Management　 Chapter 5 Business Financing　 New Words and Expressions　 Notes　 Exercises　 Reading Materials:Financing Through Franchising　 Chapter 6 Financial Statements　 New Words and Expressions　 Notes　 Exercises　 Reading Materials: Cash Flow Statement　 Chapter 7 Central Banks:The Federal Reserve System　 New Words and Expressions　 Notes　 Exercises　 Reading Materials:Foreign Central Banks　 Chapter 8 Bank for International Settlement　 New Words and Expressions　 Notes　 Exercises　 Reading Materials:Changes in the World s Financial Markets in the Last 30 Years and Its Implications for the Future　 Chapter 9 The World Bank　 New Words and Expressions　 Notes　 Exercises　 Reading Materials: What is the World Bank?　 Chapter 10 The Asian Development Bank　 New Words and Expressions　 Notes　 Exercises　 Reading Materials:Accelerating Agriculture and Rural Development for Inclusive Growth Policy Implications for Developing Asia　 Chapter 11 The Internationnal Monetary Fund　 New Words and Expressions　 Notes　 Exercises　 Reading Materials:World Economic Growth Stronger than Projected: IMF　 Chapter 12 The Foreign Exchange Market　 New Words and Expressions　 Notes　 Exercises　 Reading Materials:Foreign Exchange Spreads　 Chapter 13 Securities and Exchange Commission　 New Words and Expressions　 Notes　 Exercises　 Reading Materials:China Securities Regulatory Commission（CSRC）　 Chapter 14 Investments　 New Words and Expressions　 Notes　 Exercises　 Reading Materials: Investing　 Chapter 15 Bond Basics　 New Words and Expressions　 Notes　 Exercises　 Reading Materials:Retail Notes Make Bond Investing Easier　 Chapter 16 Mutual Funds　 New Words and Expressions　 Notes　 Exercises　 Reading Materials:The Truth Behind Mutual Fund Returns　 Chapter 17 Futures Markets　 New Words and Expressions　 Notes　 Exercises　 Reading Materials: Options Basics　 Chapter 18 Insurance　 New Words and Expressions　 Notes　 Exercises　 Reading Materials:Insight into Insurance Scoring　 Medicaid Versus LTC Insurance　 References

章节摘录

　　Interest rate is the price for using the credit （financial） assets in certainperiod and it is formed on the financial market. Generally speaking, thebenefits from the financial resources are higher in the present moment inrelation to the future, and there is a need that a certain price to be paid fortheir usage in the appropriate period. Namely, the agents with surplus （thedepositors） give their own financial resources to the agents with deficit （thedebtors）, with agreement for certain compensation （interest） in the periodof utilization of the resources. Accordingly, the role of the interest can beviewed from two aspects. Firstly, for the depositor it is award forpostponing the present consumption in favor of the future consumption.Hence, the savings are defined as part of the current income that issacrificed for a certain price （interest） in order to realize increase of theproperty in the future period. Secondly, for the investor the interest is thepart of the expected profit that the investor must pay to the depositor as acompensation for using the depositors accumulation.。

编辑推荐

　　《金融英语》内容新颖实用，适合大专院校的金融、保险和投资专业学生使用，也可作为金融行业从业人员提高英语水平的培训教材。