简明抵押

出版时间：2006-4  出版社：John Wiley & Sons  作者：Douglas Gray  页数：256  

内容概要

Whether you are considering making your first home purchase or are about to refinance a mortgage, there is lots of good news. Mortgage interest rates are stable and the competition among lenders is fierce. They want your business. So, how do you determine the best deal for your own individual circumstances? How do you make sense of the fine print that comes with different mortgage products?    Mortgages Made Easy is a step-by-step guide to help you better understand the current real estate market, financing options, how to qualify for a mortgage, and the legal aspects of purchasing a home and having a mortgage.

书籍目录

AcknowledgementsPrefaceIntroduction: Before You Think about Buying a PropertyPart Ⅰ - REAL ESTATE BASICS  Chapter 1: How the Real Estate Market Works  Chapter 2: Buying a House: The First Steps  Chapter 3: Why Buying a Condominium Is a Different Animal  Chapter 4: Is the Price Right?  Chapter 5: Getting Expert Advice Before You BuyPart Ⅱ - ALL ABOUT MORTGAGES  Chapter 6: Mortgage Basics  Chapter 7: Mortgages Dofft Come Cheap!  Chapter 8: Finding the Mortgage That's Right for You  Chapter 9: What Happens If You Can't Keep Up with Payments?  Chapter 10: Government Programs That Can Help the Homebuyer  Chapter 11: Ways to Help with Mortgage Payments  Chapter 12: Some Financial Options for Seniors.  Chapter 13: Creative Financing Secrets  Chapter 14: Renew, Refinance, and Renegotiate  Chapter 15: Investing in MortgagesAPPENDIX  Checklist 1: Preparing for a Mortgage  Checklist 2: Purchase Expenses Checklist  Sample Form #1: Personal Cost-of-Living Budget (Monthly)  Sample Form #2: Personal NetWorth Statement  Sample Form #3: Calculating Your Gross Debt-Service (GDS) Ratio  Sample Form #4: Calculating Y our Total Debt-Service (TDS) Ratio  Helpful Websites  GlossaryIndexReader Feedback and Educational ResourcesAbout the Author